In partnership we trust

Agency for Housing Mortgage Lending

AHML (Agency for Housing Mortgage Lending) was established in 1997 by the Government of the Russian Federation for implementing the government policy on the housing and mortgage markets. In 2015 the Integrated Development Institution for the Housing Sector was founded on the AHML basis. The main task of the Integrated Institution is to provide a complex support of the housing sector in Russia and to make housing more affordable for Russian citizens.


RUSNANO Group implements state policy for development of nanoindustry in Russia and includes JSC RUSNANO, RUSNANO Management Company and the Fund for Infrastructure and Educational Programs (FIEP). JSC RUSNANO supports nanoindustry by investing in high-tech projects. RUSNANO Management Company manages the assets of JSC RUSNANO. FIEP creates infrastructure and stimulates demand for innovations in Russia.


Sberbank is Russia’s largest bank and a leading global financial institution. Sberbank holds almost one third of aggregate Russian banking sector assets, it is the key lender to the national economy and the biggest deposit taker in Russia. The Bank holds the general banking license No.1481 issued by the Bank of Russia. Official websites of the Bank: (Sberbank Group website),